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Home Equity Loans & Rates

Borrow a lump sum of money at a fixed rate.

When you have a large, fixed expense you want to address, consider a Home Equity Loan that delivers a specific amount of money with a competitive, unchanging interest rate. Your home in Massachusetts or Rhode Island can hold the key to financing home projects, debt consolidation, education and medical costs, or any number of expenses.

Tap into your home's equity with a loan  View All Home Equity Rates 

Choose the home loan that's best for you.

You'll get your money in a lump sum, with terms available from 5 to 20 years. During that time, your interest rate and monthly payment will remain the same, giving you certainty in your budget. Plus, there are no closing costs or annual fees, so more of your money can be used to address your goals.

Typically, you need a loan-to-value (LTV) ratio of 75% or less to be eligible.

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Schedule an appointment at one of our branches - it only takes about 15 minutes to complete the application and we'll follow up with you in just 3-5 business days -  or apply online. 

Additional Resources

Helping you every step of the way

Home Equity Calculator¹

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Find a Branch Location

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Learn About Mortgage Products

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Not Sure Which Loan Type is Right?

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1. Calculator is for estimation purposes only. Actual loan amounts may vary based on borrower's unique circumstances.